Frequently Asked Questions
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Vet Bill Buddy is a lender-finder that can help you find personal loans between $300 and $20,000. We partner with reputable Aussie lenders across the country to locate the right loan solution to help you look after your best bud.
If you’re unhappy with the service you receive from Vet Bill Buddy, we’re always ready to listen! To voice your concerns, contact us directly here. Alternatively, to submit an external complaint contact The Australian Financial Complaints Authority on 1800 931 678 or www.afca.org.au for information.
We’re 100% online! To apply, scroll up and use the personal loan repayment calculator to enter the amount you’re wanting to borrow and your desired repayment period. Then, when you click Apply Now, you’ll be directed to our full online application form.
Please note that only applications submitted through this online form will be assessed. We do not accept applications over the phone or via email.
Once you’ve submitted your application, we’ll get to work finding you a suitable lender. If we find a match, we’ll notify you ASAP. If you’re happy with your chosen lender, we’ll forward your application through to them for the initial assessment.
When you apply with Vet Bill Buddy all you’ll just need to supply us with:
- 100 points of identification
- Your contact information
- Internet banking credentials
- myGov account details
- Employment information
If we end up forwarding your application to a lender, they may require some additional details.
Provided you meet our eligibility requirements, you can definitely apply for a loan! Some of our lender partners see Centrelink as an adequate form of income and may be able to offer you a loan. Ultimately, we’ll do our best to find you a lender who can offer such loans to Centrelink recipients.
Ultimately, it depends on the lender you’re matched with. Please see their website for further details on their processing times, as we have no control over the release of loans.
Ultimately, the cost of your loan will depend on your loan request and the lender you are matched with. We encourage all of our lender partners to be open about the associated fees and charges on their loans. Please refer to your lender directly for an accurate estimation of the cost of your loan.
Generally speaking, unsecured personal loans are of a smaller amount and don’t require an asset for security. Secured personal loans are essentially the opposite, as they do require you to attach security.
If you stop making repayments on your loan, this could result in a default being listed on your credit file. Should that happen, you run the risk of negatively impacting your credit history for the next seven years - limiting your ability to apply for finance in future.
If you ever find yourself unable to make a repayment, contact your lender immediately to discuss your options.
The first thing you should do is notify your loan provider of the change in your financial circumstances. They may be able to help you reach some form of agreement that makes repayments easier for you to meet.
If you are struggling to manage your finances, it might be a good idea to speak with an accredited financial adviser or visit www.moneysmart.gov.au.
What do I need to apply?
You’ll need to be:
at least 18 years old
an Australian citizen
or a Permanent Resident
You’ll need to have:
a valid mobile number
a valid email addresss
a regular income for the last 3 months
Why Vet Bill Buddy?
We all know how easy it is to wrack up some seriously large bills at the vet. Yet when your pet needs help, the last thing you want to worry about is the expense. That’s where we come in.
Vet Bill Buddy believes money shouldn’t have to stand in the way of your best buds care. So with our help, you can find lenders willing to loan you the finance required to cover their treatment. No fees. No-fuss. Just one simple application!
Finding a lender doesn’t have to be stressful. Try us out today and we’ll search through hundreds of Aussie lenders to find the best loan solution to meet your personal circumstances. Simple as that.